You dont get banned for MC anymore so i guess aslong as you dont inject into your manual char then you should be fine unless it's true that gms/cip are manuall checking characters/accs ip's etc then they could easily see the connection and ban all ur accs

But i do what you do with a asafe bank char and had sevferal accs deleted but my manual banker not so.... All depends what you believe in since no one knows how the system works